Quotes and Word of Wisdom
General Stuff - Quotes and Words of Wisdom


“It is better to be owed, than to owe and be owned." - Rohan Lamprecht


“Capitalism without bankruptcy is like Christianity without hell.” - Frank Borman

“Today, certain people file for bankruptcy, businesses and individuals, and it no longer has the stigma it once had. Now it's almost considered wise, a way to regroup and come back again.” - David Dinkins

"Bankruptcy is a legal proceeding in which you put your money in your pants pocket and give your coat to your creditors” - Joey Adams

“Bankruptcy never felt so good.” - Tim Cavanaugh

“The worst bankruptcy in the world is the person who has lost his enthusiasm.” - H. W. Arnold

“It is said that the world is in a state of bankruptcy, that the world owes the world more than the world can pay.” - Ralph Waldo Emerson

“Let us not bankrupt our todays by paying interest on the regrets of yesterday and by borrowing in advance the troubles of tomorrow.” - Ralph W. Sockman


“Having lost its value, money may no longer be the root of all evil; credit having taken its place.” - Dalton Camp

“Credit is the illusion of having means or a financial lifeline, when in fact you have none.” - Rohan Lamprecht

"Credit should be compared to alcohol whereof constant consumption (usage) on a frequent and regular basis is classified as abuse rather than responsible utilization.” - Rohan Lamprecht

“Credit should never be viewed as a supplement to your income, but as someone else’s investment, the value of which increase through your usage as you accepted the penalty of interest.” - Rohan Lamprecht

“It is imperative that we make consumers more aware of the long-term effects of their financial decisions, particularly in managing their credit card debt, so that they can avoid financial pitfalls that may lead to bankruptcy.” - Daniel Akaka


“High bankruptcy rates, increased credit card debt, and identity theft make it imperative that all of us take an active role in providing financial and economic education during all stages of one's life.” - Ruben Hinojosa


“Forget about the consequences of failure. Failure is only a temporary change in direction to set you straight for your next success.” - Denis Waitley


“Opportunities multiply as they are seized.” - Sun Tzu

Problem Solving

“It always seems impossible until it’s done.” - Nelson Mandela

“The greatest glory in living lies not in never falling, but in rising every time we fall.” - Nelson Mandela

“Problem solving has only 5 consecutive stages: Realisation, Identification, Comprehension, Formalisation and Implementation” - Rohan Lamprecht

“How can one fix that which you do not understand? For comprehension of problem in its full complexity constitutes 50% of the solution” - Rohan Lamprecht

“You have to believe in yourself.” - Sun Tzu

“Strategy without tactics is the slowest route to victory. Tactics without strategy is the noise before defeat.” - Sun Tzu

“Do not worry about your beard, it you are about to lose your head.” - Sun Tzu


“Most great people have attained their greatest success just one step beyond their greatest failure.” - Napoleon Hill

“Success is going from failure to failure without losing enthusiasm.” - Winston Churchill

“Our limitations and success will be based, most often, on your own expectations for ourselves. What the mind dwells upon, the body acts upon.” - Denis Waitley

“Know where to find the information and how to use it - That's the secret of success” - Albert Einstein

“If A equals success, then the formula is A equals X plus Y and Z, with X being work, Y play, and Z keeping your mouth shut.” - Albert Einstein

“Success is doing ordinary things extraordinarily well.” - Jim Rohn

“Success means having the courage, the determination, and the will to become the person you believe you were meant to be” - George Sheehan

“Success is not measured by what you accomplish, but by the opposition you have encountered, and the courage with which you have maintained the struggle against overwhelming odds.” - Orison Swett Marden