BANKS

A young college student came running to her father in tears: "Dad, you gave me some terrible financial advice!"

"I did? What did I tell you?" asked the dad.

"You told me to put my money in that big bank, and now that big bank is in trouble."

"What are you talking about? That's one of the largest banks in the country," he said. "there must be some mistake."

"I don't think so," she sniffed. "They just returned one of my checks with a note saying, 'Insufficient Funds'."